Home Insurance

Home Insurance

Homeowners insurance is a form of property insurance that covers losses and damages to private residence, along with furnishings and other assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property. This insurance facility provides you with financial protection in the event of a disaster or accident involving your home.

It covers the structure of house and the contents which include all possessions against damage from fire, natural calamities like floods, earthquake, storm and man-made events like riots, strike, thefts, burglary, arson etc. It also provides liability coverage against accidents in the home.

Loss or damage caused by war, civil war and related perils. Loss of Cash. Loss or damage caused by wear & tear and depreciation.Any pre-existing damages such as wear and tear of any other defect. Theft or attempted theft from open spaces, garden, yards, etc.; unless the contents thereof are specifically mentioned in the policy document.